We buy Houses AS-IS and Help You Stop Foreclosure
Are you facing foreclosure on your home and want to sell it? A solution you might need is to sell your home to a cash home buying company like Cash Offer Man.
Cash Offer Man is a local home buyer here in STL, MO. We buy houses AS-IS all around the St. Louis Metro and surrounding areas. We can give you a free cash offer on your home within 24 hours. Fill out our form at the top of the page or give us a call at 314-912-4939.
When working with Cash Offer Man:
- You don’t have to do any repairs to your home.Â
- We will pay 100% of all the closing costs.
- There will be no commissions that you have to pay.
- We will work with your mortgage company to pay off the mortgage and get you out of foreclosure.
Selling the property to avoid foreclosure is actually a simple process. We will make you an offer, you accept and authorize the offer, Then we transfer the title at a local title company, and you walk away with your net offer amount with absolute no fees of any kind. Give us a call and see if we can help save you from foreclosure.
Cash Offer Man Works with Home Sellers in All Situations
Foreclosure or bankruptcy can be very devastating to you and your family finances and can really hinder your life for many years ahead of you. When you first find out your in foreclosure, know that you have time but you don’t have forever. When selling your house, your going to have relocate, move, find a new house. All of these could take an extended time depending on your current situation. So, the sooner you act on trying to get out of foreclosure the better.
These are the steps you should take when first finding out that your in foreclosure.
- You get a Notice of Default mailed to your home, that will be the first step the mortgage company does to aware you that you are behind on your payments and need to get caught up. This will usually last at least 4-6 months from the first notice of default.
- After getting a notice of default you should call your mortgage company and find out exactly what you owe, the total principal balance left on your mortgage. Find out what you need to get your payments caught up and ask them if there is any way to restructure the mortgage to make the payments easier on you.
- When you find out all the numbers from the mortgage company, you then need to look at your financial picture. Do you have enough money to get caught up on the missed payments, if so then probably make it and continue without getting foreclosed on. If you don’t have enough money you need to start looking for other options
- The first option you should look at is a cash offer. Getting a cash offer first is always the ideal timeline because no matter if you sell or don’t you know what you can sell for and Our Company, Cash Offer Man can give you a cash offer within 24 hours.
- When getting a Cash Offer, you should look at how much the offer is and how much your Principal Mortgage balance is. Hopefully the Cash Offer is higher. If it is higher then you know you can sell your house and payoff the mortgage and have enough money to move somewhere new. If the offer is lower than what you owe, your not out of luck, a traditional cash offer just won’t work. Cash Offer Man specializes in helping sellers in all situations. Our primary option is a cash offer, but we are able to give sellers more than a cash offer through other ways such as, taking over your mortgage, novating the house where we can put some work into it and then resell it for you
- After talking with a Home Buying Company and you know all your options, you then have to look at what you want to do. You still have control and the decision making power at all times, but if you don’t make a decision and the mortgage company forecloses on you, your going to be forced out of your house with no money.
- The last step is to pick the best option and sell the House to get out of Foreclosure. When this is done before being foreclosed on you save your credit, finances and will be a very beneficial situation.
What is the Foreclosure Process
After going over the entire Pre-Foreclosure timeline on trying to sell your house and save you your equity, if that was not possible what does the foreclosure process look like?
After giving you a grace period of 4-6 months, if the home owner was not able to get caught up on payments or sell the house. Then the Lender will start to sell the house. There are a couple different ways they do it and it depends on how much you owe, condition of the home and what the house is worth.
They can sell the property at a public auction, where usually Real Estate Investors will bid on the property and the highest bidder will be able to buy the house and then the home owner would be given a certain amount of time to move out of the house.
Another option is a Short Sale. A Short Sale is when the home owner sells the house less than what it is worth. This will usually hurt your credit because your selling the house less than what you owe on it.
Sell Your House Fast in St. Louis, MO
Cash Offer Man is a Home Buying Company
At our Company we love to work with sellers and help them in any situation. If you are facing foreclosure reach out to our team at 314-912-4939. We will walk you through our process and try and help you the best way possible. You can sell your house easy with our steps below.
- Contact us
- Give Cash Offer Man a call
- Fill out our form to get an offer at our website here, www.cashofferman.com
- Email us at Info@cashofferman.com and we will get back to you
- Get A Cash Offer
- Once you contact us our team will reach out and discuss your house and go view the house
- Our team is entirely local and we look at every house in person before we buy.
- After viewing the house with the home owner, Cash Offer Man will give a No Obligation Cash Offer to the Home Owner after viewing the house
- Stop Foreclosure and Get Paid
- After choosing to proceed with our cash offer, our team will send everything over to a local Title Company like Investors Title Company here in St. Louis
- The Title Company will get everything ready and Cash Offer Man can close on your timeline in as little as 7 days.
- Once closed, you will get a check for your proceeds after paying off your mortgage the same day!
Should I Sell My Home to Avoid Foreclosure
If you are wondering whether to sell your home or not, these are the advantages to Selling a house to a cash home buying company like Cash Offer Man
Make No Repairs
Cash Offer Man buys all our houses in AS-IS condition where we can save you the money, headache and time of doing any Rehab to the property. This will save you money and help you sell your house faster than listing it on the market.
No Realtor Commissions.
Selling your house directly to Cash Offer Man, a home buying company, you do not have to pay any realtor commissions, or fees of any kind
Sell Your House as Fast as 7 Days
Our Company buys all our houses with Cash, which allows us to close on your timeline. We can close in as little as 7 days or give you 3 months if you want. You pick the schedule and Cash Offer Man will make it work.
Cash Offer Man Pays ALL Closing Costs
Our company will pay all closing costs at the title company. This will save you thousands of dollars and let you keep more of the proceeds from selling your house.
Conclusion on Selling Your House in Foreclosure
After reading through the foreclosure process and the different options you have as a home owner facing foreclosure. The conclusion you should take away is that this is a tricky situation and not the best of times for you, but your not completely stuck. While facing foreclosure, you continue to have options to sell you house and gain equity to relieve yourself from getting foreclosed on. The last thing you should want is to get foreclosed on after having 4-6 months of grace period to try to help yourself. Please give us a call today at 314-912-4939 and we will walk you through your options to get your self out of your predicament.
What To Do If Your Facing Foreclosure
Get An Offer Today, Sell In A Matter Of Days
Additional Resources to sell your house in St. Louis